The Ryland Group, Inc. and Affiliated Companies

IMPORTANT LEGAL NOTICES TO OUR VISITORS
Date revised and posted: 8/13/2013

Our Web Site is designed to familiarize you with The Ryland Group, Inc. and its family of companies (collectively, "Ryland"), including information about the communities where our homes can be found, home plans and available features. Our site also provides useful information regarding mortgage, escrow, title and insurance services that are available through RMC Mortgage® Corporation, Ryland Title® Company and Ryland Insurance® Services. To learn more about the homes described on our Web Site and how to purchase one, please contact the Ryland Homes Division in which the home is located or send us an e-mail at the address posted on our Web Site.

Please read the following important legal disclaimers and notices carefully before using this Web Site:

Privacy Policy Notice

The purpose of this Notice is to inform you of how Ryland protects and uses your nonpublic personal information during the course of your home buying experience with our family of companies. Title V of the Gramm-Leach-Bliley Act (GLBA) and for California Residents, Civil Code Section 1798.83, require that we provide you with a notice of our privacy policies and practices which informs you of the types of information that we collect from you and the persons or entities to whom your personal information may be disclosed.

In the course of your home buying experience with Ryland, you may share non-public personal information about yourself with us in a number of ways. You may provide personal information to us on applications or other forms when communicating or transacting with us in writing, electronically through e-mail, the Internet, or by phone and text message, and through requests for forms or literature in connection with your purchase of a Ryland home. On occasion, such information may come from consumer reporting agencies and those companies providing services to us incident to your home purchase, such as property appraisers.

We treat this information as confidential and recognize the importance of protecting access to it. We may share information within the Ryland family of companies to best meet your needs, but we do not disclose non-public personal information about you with third parties unless necessary to complete your purchase of a Ryland home, and any mortgage, title, insurance and escrow transactions incident to your home purchase, or as otherwise permitted by law.

From time to time, Ryland may be approached by third party non-affiliated companies and organizations that have a product or service that we believe may be of interest to you. We may share certain personally-identifiable information such as your name, address, and e-mail address with these companies in an effort to help you find these resources. We will, however, offer you the opportunity to "opt out" of having this personally-identifiable information shared with third parties that are not affiliated with Ryland. Should you decide to opt out of having your personally identifiable information shared with non-affiliated third parties, please let us know by visiting the following section of the Website at http://www.ryland.com/privacy/, or you may contact the company at (800) 638-1768 or send us an e-mail at webmaster@ryland.com.

We maintain physical, electronic, and procedural safeguards to protect your personal information. Within Ryland and its affiliated companies, access to such information is limited to those who need it to perform their jobs, such as completing transactions incident to your home purchase, mortgage, insurance, title and escrow services, or informing you of new products or services. Finally, our Code of Ethics, which applies to all employees, restricts the use of customer information and requires that it be held in strict confidence.

The policies set forth in this notice are effective at the time of publishing, but are subject to change in order to best meet the needs of our customers and to reflect changes in local, state and federal laws. Changes in these policies will be reflected when the Web Site is updated periodically.

Equal Housing Opportunity

Ryland and its affiliated companies are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support affirmative advertising and marketing programs in which there are no barriers to obtaining housing because of race, color, religion, gender, handicap, familial status, or national origin.

Use of Website and Important Liability Disclaimers

We maintain this Web Site as a service to internet users. Its use is a privilege to the viewer. The use of this Web Site is subject to all applicable laws regarding copyrighted materials and intellectual property, and is subject to the important legal notices and disclaimers listed below. Despite our efforts to ensure that the constantly changing information on this Web Site is accurate, there may be inadvertent errors or oversights. Therefore neither Ryland nor any other party involved in the creation, production, or delivery of this information can accept any responsibility or liability for any actions taken as a result of the use of our Web Site. Your use of this Web Site acknowledges your acceptance of and agreement with the terms and conditions contained in these legal notices. The terms and conditions contained in the legal notices on this Web Site constitute the entire agreement between you and Ryland unless and until superseded by a written agreement signed by both you and Ryland.

The information, software, products, and services published on this Web Site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Ryland may make improvements or changes in this Web Site at any time. Not all of the products or services described on this site are available in all geographic areas. In no event shall Ryland be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this Web Site, whether based on contract, tort, and strict liability or otherwise, even if Ryland has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

Notice Regarding Links to and From This Site

Ryland does not have responsibility and shall not be liable for the accuracy or availability of information provided by Web Sites which are linked to this Web Site via hypertext or other computer "links." links to external Web Sites are provided merely as a convenience to Users and do not constitute an endorsement by Ryland of such Web Sites or the content, products, advertising, or other materials presented on such Web Sites, including any changes or updates thereto.

Notice Regarding Specifications, Prices, Terms, Renderings and Other Information

This Website and the related links do not constitute an offer to sell real property. Offers to sell property may be made and accepted only at the sales center for the individual Ryland Homes communities. Information contained on this Website is intended to be informative only, and does not constitute a representation or warranty with regard to any Ryland homes or communities, or any products or services provided by Ryland.

Although every effort has been made to ensure that the prices and terms contained herein are accurate and current, at any time, such prices and terms are subject to change, prior sale, selected lot premiums and/or predetermined options. Prices shown generally refer to the base house and do not include any optional features. Photos and/or drawings of homes may show upgraded landscaping and may not represent the lowest-priced homes in the community. Ryland reserves the right to make changes to its home designs and to build more or fewer homes than currently planned. Some or all of the renderings and floor plans in these materials are artists' conceptual drawings and will vary from the actual plans and homes as built. Square footage numbers are approximate and may vary from the actual plans and homes as built. Ryland cannot control future development or guarantee the preservation of any view or the natural environment surrounding its communities. Views vary significantly by lot location and may be affected by future development. Promotional programs are typically available only on select lots, at select communities, and may not be available in conjunction with other offers. Please consult a Ryland Sales Representative for specific price or other information for each community.

Copyright © 2014 The Ryland Group, Inc. All Rights Reserved

The entire content included in this Site is copyrighted as a collective work under the United States and other copyright laws, and is the property of The Ryland Group, Inc. The content of this Web Site is provided by Ryland as a service to the public and is to be used for personal informational purposes only. Any violation of the foregoing conditions or use will subject the User to the possibility of full prosecution under applicable law. No content from this Site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, except that the User may display and, subject to any expressly stated restrictions or limitations relating to specific content, download or print portions of the content from the different areas of the Site solely for the User's own non-commercial use, or towards making a purchase of a home. The User acknowledges and agrees that all homes about which information is provided herein are subject to prior sale, and that prospective purchasers must visit a Ryland Homes Sales Office to purchase a home. Any other use, including but not limited to the reproduction, distribution, display or transmission of the content of this Site is strictly prohibited. The User further agrees not to change or delete any proprietary notices from content downloaded from the Site.

Investor Notice

As a cautionary note to investors, except for historical information contained herein, certain matters discussed in the Investor Relations section of this web site are "forward looking statements" within the meaning of the Private Securities litigation Reform Act of 1995. Such matters involve risks and uncertainties, including general economic conditions, fluctuations in interest rates, the impact of competitive products and prices, the supply of raw materials and prices, levels of consumer confidence and other risks detailed in Ryland's SEC reports. On the Investor Relations section of this web site, Ryland includes information, presentations, and press releases which are accurate at the time of distribution. Despite our efforts to ensure that the information contained in the Investor Relations section of this Web Site is accurate, there may be inadvertent errors or oversights. Therefore neither Ryland nor any other party involved in the creation, production, or delivery of this information can accept any responsibility or liability for any actions taken as a result of the use of this section of our Web Site. Ryland shall be under no obligation to update any of the material contained in the Investor Relations section of this web site.

Equal Opportunity Employer

Ryland is an equal opportunity employer. We consider applicants for all positions without regard to race, color, religion, sex, national origin, age, marital status, disability, or any other legally protected status.

RMC Mortgage® Corporation

RMC Mortgage® Corporation is licensed in the following states:

Arizona RMC Mortgage® Corporation is a licensed Arizona Mortgage Banker, license numbers BK- 0924238 Scottsdale, AZ, BKBR-0118636 in Scottsdale, AZ, and BKBR-0119024 in Gilbert, AZ.
California RMC Mortgage® Corporation is Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act in Scottsdale, AZ, License # 4131284.
Colorado RMC Mortgage® Corporation has a Mortgage Company Registration with the State of Colorado.
Delaware RMC Mortgage® Corporation has a has a Delaware Lender License #018114 in Scottsdale, AZ.
Georgia RMC Mortgage® Corporation is a licensed lender #24225, and holds a Georgia Branch for its location in Alpharetta, GA License #68278.
Florida RMC Mortgage® Corporation is a licensed lender in Scottsdale, AZ #MLD562, Riverview FL #MLDB787, Orlando FL #MLDB800, and Scottsdale AZ #MLDB788.
Illinois RMC Mortgage® Corporation is a residential mortgage licensee in Illinois. Scottsdale, AZ license number MB36760971; East Dundee, IL license number MB.6760971-001. Illinois Department of Financial and Professional Regulations, Division of Banking, 122 S. Michigan 19th Floor, Chicago, IL 60603 (312) 793-3000.
Indiana RMC Mortgage® Corporation is licensed by the Indiana-DFI and holds a first lien mortgage lending license, no. 18850, and a subordinate lien mortgage lending license, no. 18851.
Maryland RMC Mortgage® Corporation is a licensed Maryland Mortgage Lender, with license numbers 20537 in Scottsdale, AZ, 20539 in Columbia, MD and 20680 in Scottsdale, AZ.
Minnesota RMC Mortgage® Corporation is a licensed Minnesota Residential Mortgage Originator, License #MN-MO-203897, and holds a Minnesota Branch Registration for its location in Eden Prairie, MN, License #MN-BR-1029660. This website does not contain an offer to enter into an interest rate or discount point agreement in accordance with Minnesota Statute 47.206.
New Jersey RMC Mortgage® Corporation is a licensed New Jersey Residential Mortgage Lender in Scottsdale, AZ, License #203897.
Nevada RMC Mortgage® Corporation is a licensed Nevada Mortgage Banker, with license number 3931 in Scottsdale, AZ and banker branch licenses in Las Vegas, NV.
North Carolina RMC Mortgage® Corporation mortgage lender license numbers in North Carolina are Scottsdale, AZ L-155709; Charlotte, NC L-155709-102, Scottsdale, AZ L-155709-104 and under the authority of the South Carolina BFI, the Charlotte branch also holds license MLB-996700.
Pennsylvania RMC Mortgage® Corporation is a licensed Pennsylvania Mortgage Lender in Scottsdale, AZ, License #44918.
South Carolina South Carolina Mortgage Lender license approval Scottsdale, AZ MLS-203897; Charleston, SC MLB-1020765; Charlotte, NC MLB-996700, Scottsdale, AZ MLB- 767026.
Texas RMC Mortgage® Corporation dba Ryland Mortgage® Corporation of Texas is licensed as a mortgage banker with Texas Department of Savings and Mortgage Lending (TX-SML) License #203897 and has the following office locations: Cedar Park (Austin), Houston, Plano (Dallas), San Antonio and Arizona.
Recovery Fund Notice
Virginia RMC Mortgage® Corporation is a licensed Lender, license number MC-5716 in Scottsdale, AZ and branch licenses in Chantilly, VA and Scottsdale, AZ. RMC Mortgage® Corporation, NMLS ID #203897 www.nmlsconsumeraccess.org. Any rate of interest advertised by RMC MortgageĀ® Corporation may change or not be available at the time of loan commitment or lock-in.

Nationwide Mortgage Licensing System Registry

RMC Mortgage® Corporation's unique NMLS identifier is 203897.

Miscellaneous

The use of the Site shall be governed in all respects by the laws of the State of California without regard to choice of law provisions. Any cause of action or claim made by a user with respect to the Site (including but not limited to the purchase of a home through a Ryland Homes Sales Office) must be commenced within one (1) year after the claim or cause of action arises. Ryland's failure to insist upon or enforce strict performance of any provision of the terms and conditions set forth above shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. Ryland may assign its rights and duties under these terms and conditions to any party at any time without notice to the User. Files and e-mail can contain "viruses" that can cause damage to a user's computer and the data stored therein. Ryland disclaims any and all liability that may result from viruses acquired by users through the use of this website and any websites that are linked to this one.

Equal Housing Opportunity Lender