Finance Your Home

In today’s changing mortgage climate, it’s important to have a loan and a payment that’s designed for your needs today and tomorrow. Ryland Mortgage Company has more than 30 years of expertise in serving more than 230,000 customers from all types of financial backgrounds. Our experienced loan officers will work with you to help you get a payment you can afford on the home you want.

Family of Services

With Ryland’s family of services, you can find everything you need in one place to make your home buying experience convenient. We can help you handle all the details of financing, protecting and closing your new home, so you can focus on what matters most – preparing your family for the move.

To help you get started, here are a few helpful links:

> Ryland Mortgage
> Ryland Title
> Ryland Insurance

The Loans to Get You Home

Ryland Mortgage offers a variety of loan programs tailored to your individual needs. Our team of loan professionals can take a payment you’re comfortable with and help you make it work overtime. So, instead of dreaming about the perfect home, you’ll actually be living in it. Here are just a few of our most popular loan programs:

Fixed-Rate Mortgages

This loan is a good option for people who want the stability of a payment that won’t change. With a fixed-rate mortgage, your principal and interest payments remain the same for the duration of the loan, although property taxes and insurance costs may increase.

Adjustable-Rate Mortgages (ARMs)

ARMs generally offer lower initial interest rates than comparable fixed-rate mortgages, which can increase your purchasing power. ARMs can make sense if you plan to move to another home or refinance in the relatively near future. This allows you to take advantage of the lower initial rates and payments at the early part of the loan before you see any significant increases.

Government Loans

The Federal Housing Administration (FHA) and the U.S. Department of Veteran's Affairs (VA) offer government-insured loans. These loans have low down payment requirements and more flexible guidelines that make them easier for first-time buyers to obtain.